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When a lender asks
where the P50 came from, show them

Connect the financial model to the production, settlement, curtailment, and maintenance records underneath it. Fewer exports, less rebuilding, and a clearer answer during diligence.

  • Every figure traceable to the sensor
  • Stress cases run on live operating data
  • SAM-convention tax treatment
  • Diligence in days
Read the transcript

When a project goes to a lender, everything comes down to a few numbers: expected production, availability, the P50. If the lender can't trace where a number came from, they discount it. That discount shows up as a higher cost of capital.

In Flux Energy, every figure in the financial model is linked to the records underneath it: the settlements, the curtailment events, the work orders, the sensor readings. A lender can click through from the P50 to the data. Cash flow, debt coverage, and tax equity models run on live data, so the reporting never goes stale.

That's bankability with Flux Energy.

A number a lender can't trace is a number they discount

  • The bank case is a spreadsheet export. The production behind it is another export. Reconciling the two is the diligence. It takes quarters.
  • Every unexplained gap between the P50 and the actuals is a question the sponsor answers from memory. Every unanswered question becomes a haircut.
  • The model is frozen the day it's sent. By the first covenant test it's already stale, and the reporting package is rebuilt by hand each quarter.

Build the finance case from the operating record

1. Compute the resource case inside the project

Hourly TMY production simulation with stochastic P50 / P90 confidence bands, checked against NREL ATB benchmarks and the site's own wind resource, using the same study that ranked the layout.

2. Run SAM-aligned project finance

Scenarios carry capex, opex, PPA price, debt terms, degradation, and the ITC / PTC / MACRS election. Cash flows return IRR, NPV, LCOE, payback, and the minimum DSCR year by year. Partnership flip and sale leaseback structures run from the same scenario.

3. Test the assumptions before diligence

Tornado sensitivity, parametric sweeps, goal-seek to a target IRR or NPV, and a monetization comparison across transfer, direct pay, and tax equity, with investor tax profiles per project or fund.

4. Trace a figure back to the source

Production in the model is the production that settled. Curtailment events, availability, work orders, and the SCADA readings behind them sit on the same tenant record, so a lender's question is answered by clicking through, not by rebuilding.

Spend less time proving how the model was built

Prepare for diligence before the questions arrive

The reconciliation a lender would do by hand is already done: the model and the operating record are the same record.

Reporting that stays connected to current data

Covenant tracking and the LP dashboard read live cash flows. The quarterly package is a view, not a rebuild.

Structures compared on one set of facts

Flip, leaseback, ITC versus PTC, and repowering. Every alternative is scored against the same production and the same costs, so the decision is about the structure, not the inputs.

The records behind the finance case

Royalty settlement

The production in the cash flows is the production that settled: fourteen columns, every period.

BESS routing

Levelized cost of storage and degradation-adjusted cash flows use the battery's real dispatch record.

Common questions

Is the financial model aligned to NREL SAM?

Yes. Cash-flow construction, the partnership flip (leveraged and all-equity), the sale leaseback, and the ITC / PTC / MACRS treatment follow the SAM conventions, so a lender's own SAM run lands on the same answers from the same inputs.

How are the P50 and P90 produced?

By hourly TMY simulation with a seeded stochastic run over the input distributions, returning P10 through P99, mean, standard deviation, and a sensitivity breakdown. The sample count and seed are stored with the result so it can be reproduced.

What does “traceable to the sensor” mean in practice?

Production in a scenario is drawn from settled periods. A settled period breaks down to its production events, its curtailment and outage events, and the work orders and SCADA readings those were recorded against. Each step is a record on the same tenant, not a linked file.

Can we compare tax-credit monetization routes?

Yes. Transferability, direct pay, and a tax-equity partnership are compared for a scenario, using investor tax profiles set per project or fund, and the flip-year shift after erosion is shown alongside.

Does this cover storage and repowering?

Levelized cost of storage and battery degradation over the project life are part of the engine, and repowering economics run as their own NPV / IRR calculation from the existing scenario.

The rest of the platform

Trace your finance model back to the source

You’ll work directly with the people building Flux Energy. We’ll use one project to walk through the resource case, financing structure, sensitivities, and the source trail behind the figures.

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